Data Analyst (Payments)

Hello. We’re Teya . Teya was founded on a simple belief: local businesses deserve better. They are the cafés, restaurants, salons, shops and entrepreneurs that bring character to our high streets, create jobs and keep communities moving. Yet for too long, financial services has made life harder for them - with clunky tools, poor support and complexity that gets in the way of running a business. Teya exists to change that. We’re building a financial platform for local businesses across Europe - one built around simple tools, thoughtful design and real human support. Our Members rely on us to help them run their business with confidence, and that responsibility shapes the way we work. We move fast. We care about quality. We stay close to the detail. And we believe great performance and genuine hospitality should go hand in hand. If you want to build meaningful products, solve real problems and make a genuine difference for local businesses, we’d love to hear from you The Role We are looking for a Payments Data Analyst to join our London team. You will take ownership of the payments data layer, working at the intersection of Product, Commercial, and Engineering to ensure our acquiring business is measurable, scalable, and optimized for performance. You will be responsible for the end-to-end payments data lifecycle, from defining core metrics to delivering insights that improve authorization rates, optimize margins, and support commercial decision-making. This is a highly proactive role suited to someone who enjoys solving complex problems and driving impact through data. Your Responsibilities Domain Ownership: Act as the subject matter expert for the payments data lifecycle, covering authorisation, clearing, settlement, and reconciliation. Proactive Analysis: Go beyond standard reporting by delivering unprompted insights. Diagnose root causes of changes in authorisation rates and identify margin leakage driven by transaction mix or fee structures. Commercial & Product