Disability Underwriting Research Consultant

The Opportunity: This role will support the modernization of MassMutual’s Disability Income underwriting manual, including the evaluation, redesign, development, and ongoing maintenance of evidence-based medical and non-medical underwriting guidelines. This is a high-impact opportunity to contribute to a strategic initiative that will help shape the future of DI underwriting at MassMutual and support the development of next-generation underwriting guidance aligned with digital transformation, underwriting quality, and long-term risk performance. The ideal candidate will be a highly experienced Disability Income underwriter with strong technical expertise, sound judgment, and the ability to translate complex medical, underwriting, claims, and industry information into clear, practical guidance for underwriters. The Team: You’ll join a collaborative and forward-thinking team of underwriters from various backgrounds and product expertise, who are motivated to shape the underwriting landscape at MassMutual. As a team, we demonstrate accountability, agility, a dedication to being inclusive, strong business acumen, and the courage and professionalism to advocate for meaningful change while constructively challenging the status quo. The Impact: Support the modernization and ongoing evolution of MassMutual’s Disability Income medical and non-medical underwriting manuals, helping ensure guidelines are evidence-based, practical, consistent, and aligned with business objectives. Research medical conditions, treatment advances, clinical outcomes, claims experience, and industry practices to support the development of updated underwriting guidance. Draft, review, and refine medical underwriting guidelines that translate complex clinical and risk information into clear, actionable direction for underwriters. Partner with the DI Head Underwriter, Lead Disability Underwriter, Medical Directors, Claims, Pricing, Compliance, Product, and underwriting leadership to ensure guideline re