Lead Engineer - AI Payments App

ABOUT BJAK The original mission of BJAK is we believe people deserve smarter ways to plan, save and grow their money. This is the origin of our name. Started in 2019, we built the first mobile-first, insurance platform, enabling insurance to be accessible online by millions in the region. Today, its the leading insurance platform in Southeast Asia. Today, we are expanding ways to help people in the region — this includes spending, saving, investing, exchanging, travelling, and more. Our mission is help people get more from their money every day. We have teams working around the world, with over 20 nationalities from our offices and remotely, who truly enjoys their work. We are looking for the most talented and driven people we can find. We are looking for people who work for their passion, not counting hours. Who loves building great next-generation products, not status quo. Who cares about redefining how everyone around us can get the best financial applications, not for an exclusive few. THE ROLE We are looking for a Lead Engineer to take technical ownership of complex products and systems and raise the engineering bar across the team. This is a hands-on technical leadership role. You will be expected to design systems, write and review code, solve difficult engineering problems, guide other engineers and drive major initiatives from idea to production. You should be comfortable moving between architecture and implementation — making strong technical decisions while still being close enough to the code to execute when needed. WHAT YOU'LL OWN - Lead the technical design and execution of major products, features and engineering initiatives. - Design scalable, reliable and maintainable systems across backend, frontend, APIs, databases and infrastructure. - Stay hands-on with engineering through coding, prototyping, code reviews, debugging and production problem-solving. - Make architecture decisions and technical trade-offs that balance speed, scalability, reliabilit