Life and Critical Illness Underwriting Co-Signer

The Life and Critical Illness Underwriting Co-Signer is a critical role within Manulife ’s underwriting organization, responsible for delivering high-quality, competitive underwriting decisions while actively developing the next generation of underwriting talent. This role supports Manulife ’s underwriting philosophy by partnering with underwriters on complex and high-value files, strengthening decision quality, and ensuring sound risk management practices are consistently applied. In addition to co-signing decisions, the Underwriting Co-Signer plays an important role in training, coaching, and shaping future-ready underwriting capabilities. The individual will help underwriters build confidence, critical thinking, judgment, and business awareness in an environment where digital tools, AI-enabled insights, and evolving customer expectations are changing how underwriting work is performed. Through active mentorship, file review, feedback, and collaboration, this role helps create a stronger underwriting pipeline and supports the future of underwriting at Manulife . Key Responsibilities Underwriting Decisions: Evaluate and make underwriting decisions on life and critical illness insurance applications with approval limits up to $10 million, ensuring decisions align with Manulife ’s underwriting philosophy, risk appetite, and regulatory expectations. Co-Signing and File Review: Partner with assigned underwriters to review complex, high-value, or development-focused files, assessing the underwriting approach, evidence ordered, documentation, decision rationale, and customer/advisor impact. Training and Development: Actively train, coach, and mentor underwriters to build technical expertise, critical thinking, decision confidence, and readiness for increased approval limits and broader underwriting responsibilities. Future of Underwriting Capability Building: Support the development of future-ready underwriting skills, including effective use of digital tools, AI-enabled