SBA Lead Underwriter

Make banking a Fifth Third better® We connect great people to great opportunities. Are you ready to take the next step? Discover a career in banking at Fifth Third Bank . GENERAL FUNCTION Review and decision small business loan requests within approved loan authority. Assist junior loan underwriters through the loan decision process, offering expertise on financial analysis and loan structuring. Responsible and accountable for risk by openly exchanging ideas and opinions, elevating concerns, and personally following policies and procedures as defined. Accountable for always doing the right thing for customers and colleagues and ensures that actions and behaviors drive a positive customer experience. While operating within the Bank's risk appetite, achieves results by consistently identifying, assessing, managing, monitoring, and reporting risks of all types. DUTIES AND RESPONSIBILITIES: Underwriting focus on new money to new borrowers to the bank. Work in cooperation with relationship managers with initial deal review, modeling, and structuring. Work in cooperation with RM's with deal pre-clearance within the Structured Finance Group, Credit, Capital Markets/Syndications, and other constituents. Work in cooperation with RM's, customers/prospects, and third-party providers to order, obtain and ascertain due diligence information as required. Utilize and analyze all available resources to prepare the credit approval document, Change in terms. Coordinate with the RM and Credit to obtain the proper credit approval. Develop training and education guidelines for SBA lending. Oversee adherence to SBA credit and eligibility policies, ensuring compliance with government regulations and the SBA guaranty. Maintain an in-depth working knowledge of all SBA products and services and ensure that the Business Banking leadership team and market leaders are alert to new developments or modifications of the SBA program as published by the SBA Center Office in Washington, DC. Engage an