Senior Full-Stack Software Engineer, Unsecured Cards

About the role Chime's Cards team is hiring a Senior Full-Stack Engineer to help build and scale our newest card products. You'll work across the stack to ship member-facing experiences and the backend systems that power them — solving complex problems in a fast-moving space and partnering closely with product, design, risk, credit, and compliance to deliver products members trust with their financial lives. These efforts introduce new product constructs and require evolving core systems while delivering seamless, reliable experiences at scale. You'll help define solutions amid ambiguity and ship features that support millions of Chime members. The base salary offered for this role and level of experience will begin at $164,000.00 and up to $227,000.00. Full-time employees are also eligible for a bonus, competitive equity package, and benefits. The actual base salary offered may be higher, depending on your location, skills, qualifications, and experience. In this role, you can expect to Own and drive end-to-end development of complex product features, from shaping technical approach through implementation and launch Lead multi-engineer efforts within the team, helping break down problems, define scope, and drive execution Design and build scalable systems across backend services and frontend applications (web and mobile) supporting millions of members Work through ambiguity to define solutions, structuring problems and aligning technical decisions with product and business goals Collaborate closely with cross-functional partners — product, design, risk, credit, legal, and compliance — to deliver high-impact features Contribute to technical design decisions, balancing tradeoffs across performance, reliability, and long-term maintainability Raise the bar for engineering quality through thoughtful code reviews, testing practices, and improving team standards Mentor and support other engineers, helping improve team velocity, code quality, and overall execution Engineer