Senior Life Underwriter

The Senior Life Underwriter is accountable for managing assigned work, developing agency relationships, and ensuring customer satisfaction at the highest level. The position requires the individual to operate in a cross-functional team environment. You are The ideal candidate will be able to work autonomously and confidently make underwriting decisions that provide the best offer within their assigned approval authority and protect mortality. They will also be able to transform conceptual thinking into competitive decisions that align with company philosophy and department guidelines. You have 3-5 years of experience in individual life underwriting Bachelor’s degree Industry related education (ALU, CLU, LOMA, etc.) Knowledge of underwriting manuals, MIB (Medical Information Bureau) reporting, and various risk assessment vendor tools An aptitude for risk assessment, collaboration, and customer service The ability to think divergently. Knowledge of individual life insurance products/processes Analytical, Negotiation, Written and Oral communication skills. Exceptional decision-making skills and organizational and time management skills You will Recognize and obtain requirements necessary in evaluating risks, consistently using a comprehensive approach (a “broadened view” of the entire case to forecast all needs and requirements at onset) Evaluate medical, financial, and non-medical information, as developed, to determine the risk classification according to company guidelines. Collaborate with our reinsurers to negotiate and secure risk classification for business that may exceed our mortality standards, exceed our corporate retention, and/or for the benefit of securing a more competitive offer. Communicate with field partners and home office personnel for the purpose of acquiring necessary information, solving problems, negotiating appeals, and conveying decisions in a polite, confident, and professional manner. Salary Range: $68,970.00 - $113,310.00 The salary range