Software Developer - Full Stack

MoneySmart Group is a trusted personal finance platform in Southeast Asia, helping consumers compare and apply for financial products such as loans, insurance, and credit cards. Founded in Singapore in 2009, our mission is to simplify complex financial decisions and empower people to make informed choices with confidence. Mission As a Software Developer at MoneySmart, you will design, build, and maintain end-to-end software solutions that power our consumer-facing products and internal platforms. You will work across backend and frontend systems, collaborate closely with product and design, and take ownership from problem definition through to production delivery. You are expected to use AI-assisted development tools as part of your daily workflow, while applying strong engineering fundamentals, critical thinking, and judgment to ensure solutions are scalable, secure, and maintainable. Responsibilities Build, improve, and maintain software systems, with a focus on performance, reliability, and long-term maintainability Deliver on key initiatives end to end from ideation and requirement understanding through analysis, technical design, development, testing, and product delivery Take full ownership of assigned work, including implementation details, quality, edge cases, and follow-through after release Write clean, well-structured, and well-tested code, ensuring appropriate test coverage and adherence to engineering standards Use AI-assisted development tools and workflows to improve development efficiency, debugging, and documentation, while validating all outputs through sound engineering judgment Collaborate with product, design, and other teams to ensure solutions are aligned with customer needs and broader system context Continuously learn and improve, staying curious about better ways to build software and contributing learnings back to the team Requirements Bachelor’s degree in Computer Science, Engineering, or a related field 3+ years of experience building an