Underwriting Manager - Non-Agency

Join a winning team of innovative thinkers, seasoned mortgage professionals, and financial experts. Build your career at Planet —recognized as a Top Mortgage Employer by National Mortgage Professional. Job Summary The Underwriting Manager - Non-Agency is responsible for the leadership and operational performance of the Non-Delegated Underwriting team. This position is responsible for the day-to-day leadership and performance of the underwriting functions, ensuring loans are underwritten accurately, consistently, and in accordance with Planet ’s guidelines, company credit policy, and regulatory requirements. The Manager will provide leadership, coaching, and technical guidance to the underwriting team while serving as a subject matter expert for Non-Agency loan products. This role is responsible for maintaining strong credit quality, meeting service-level expectations, managing pipeline capacity, and ensuring consistent underwriting practices across the team. The Manager will work closely with Credit Risk, Sales, Capital Markets, Operations, Quality Control, Compliance, and other business partners to resolve complex loan scenarios, support new products and initiatives, identify process improvement opportunities, and provide a consistent and positive experience for our correspondent sellers. Essential Duties and Responsibilities Directs Non-Delegated underwriting operations, ensuring sound credit decisions and consistent application of investor guidelines. Provides training, leads, and mentors the underwriting team. Represents the Company in a professional manner by providing exceptional customer service. Maintains proficient customer service levels between sellers, underwriters and operations. Serves as a subject matter expert for Non-Agency and Non-QM products, including DSCR, Bank Statement, Asset Depletion, P&L, Foreign National, and other alternative documentation programs. Reviews and approves complex, high-risk, or escalated loan scenarios when necessary. Monit