Senior Finance Lead, Credit Card

Join the Tilt team At Tilt , we see a side of people that traditional lenders miss. Our mobile-first products and machine learning-powered credit models look beyond credit scores, using over 250 real-time financial signals to recognize real potential. With millions of customers worldwide , we're not just changing how people access financial products — we're creating a new credit system that backs the working, whatever they're working toward. The Opportunity: Senior Finance Lead, Credit Card Tilt 's Strategic Finance (StratFin) team is hiring a Senior Finance Lead dedicated to the Credit Card business unit. You'll be the embedded finance lead for Credit Card, owning the P&L, driving forecasting and unit economics, and acting as the primary financial thought partner to Credit Card product, credit/risk, and marketing leadership. This is a high-visibility role with direct exposure to BU and executive leadership, and regular input into board-level reporting. Given the seniority of the role, you'll be expected to operate with significant autonomy and to shape strategic direction for the business, not just execute against it. How You’ll Make an Impact Own the Credit Card P&L : Drive the monthly forecast-vs-actual process, variance analysis, and financial reporting for the Credit Card business, including inputs to company-wide board and executive materials. Be the embedded finance partner : Serve as the primary point of contact between Finance and Credit Card leadership — attending BU staff meetings, flagging financial risk/opportunity in real time, and translating operating decisions into financial impact. Own unit economics : Build and maintain the Credit Card unit economics model (CAC, LTV, contribution margin, portfolio yield, delinquency and loss curves) and use it to evaluate new product, pricing, and credit line initiatives. Drive planning cycles : Lead the Credit Card-specific inputs to annual planning and quarterly re-forecasts, ensuring assumptions are grounded an