Senior Product Manager- Credit, Cash Advance & Lending

Alt is unlocking the value of alternative assets, starting with the $5 B trading-card market. We let collectors buy, sell, vault, and finance their cards in one place and we are backed by leaders at Stripe, Coinbase, Seven Seven Six, and pro athletes like Tom Brady and Giannis Antetokounmpo. Our next frontier is real-time pricing at scale—the Alt Value that powers every trade, loan, and product on the platform. Alt’s cash advance and lending products are rapidly becoming core revenue drivers. We’re hiring a Senior PM to own the full credit system end-to-end — underwriting logic, risk thresholds, expected-loss modeling, decisioning speed, borrowing experience, and all operational workflows linked to sending and receiving funds. This role sits at the intersection of credit risk, financial modeling, product design, and operational execution . You’ll partner closely with Pricing (Alt Value), Data Science, Finance, and CX to build a world-class credit engine that delivers fast liquidity while maintaining strong portfolio performance. You do not need to be a quant, but you must be comfortable with underwriting fundamentals, expected-vs-actual loss modeling, LTV logic, and risk controls — and equally comfortable designing clean, intuitive borrower flows. You will own both the backend credit engine and the customer-facing UI/UX for cash advances and loans. This is a high-impact role directly tied to revenue, capital efficiency, and customer trust. Why This Role Exists: Alt’s lending and cash advance products require fast, accurate underwriting and seamless customer experiences. As we scale to larger loan sizes, more asset categories, and additional financing products, we need a dedicated PM to own the credit decisioning engine and improve both portfolio outcomes and customer liquidity. Your mandate is to increase usable liquidity for customers (more accepted offers, more completed loans), while reducing losses and improving model accuracy. What You’ll Own: 1. Credit Decisio